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What is merchant account?

If you are the owner of an Internet business, you know how important it is to accept credit cards online. It will take few years before buyers completely switch to cashless payments. Today, according to statistics, more than 70% of buyers prefer to pay with cards.


The ability to process cards on your site is directly related to an increase in sales, site conversion and your store's cash turnover.

Unfortunately, you can't just go and start processing debit and credit cards on your company's website. To do this, you need to open a merchant account and sign an agreement with the processing companies.

If you are a beginner in the e-commerce business, you are probably wondering what a merchant account is - how does it work and what do you need to do in order to get it? What benefits will follow after opening an account?


In order to open a merchant account, you need to choose the right processing center.

If you are a high-risk customer, then you will need to get expert advice to find the right solution.

High-risk merchant categories:

  • Online casinos, gambling

  • Betting

  • Loterries

  • Forex

  • Pharmaceuticals

  • Nutra

  • Marketing platforms

  • Multi Level Marketinglevel marketing

  • CBD

  • Crypto exchange platforms

  • Adult

  • Dating

Most of these industries are regulated and require a license.

Usually, there are payment systems that specialize in working with certain industries.

Our company will help you find a suitable processor and get the lowest card processing rates.

Merchant account for Forex companies

Forex (Foreign Exchange Market) brokerage service is a regulated financial activity, but there are still countries in which this type of activity is not regulated. Before opening a merchant account, you need to decide in which countries the company plans to operate and whether or not a license or legal opinion allows it to operate in these countries.

For companies with a European license, the choice of payment providers is quite large, but in the case of unregulated forex, there are significantly fewer options.

Merchant account for casino, bookmarks & lotteries

Gambling is a regulated industry. To open a merchant account, you will need to provide at least a Curacao license. If you do not have a license, we will help you get one.

The Curacao license does not allow operations in European countries and others where a local license is required. This is a low cost solution for startups. In most cases, European acquirers and payment systems can provide services and settle funds only to European companies that do not qualify for the status of shell companies. As a rule, there are two companies in a bundle - a European company and a Curacao company with a license.

A Malta license allows you to work in many European countries. This license is reputable and requires an investment in maintaining the structure and local office.

If you have a European license, we offer a large list of card processors and alternative methods at very low rates.

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